Publiboda

	Sector	Travel Agencies and Cruises
	Country	US
	State	Nevada
	Address	480 S Wells Avenue, NV 89502, Reno, Nevada, US
	Phone	(775) 786-7274
	Web	http://www.farmers.com

Farmers® knows what matters to you most. That's why we specialize in providing renter, condominium, and Home insurance policies based on your specific needs. Browse our homeowners insurance section to learn more about how Farmers can help protect everything you've worked so hard to achieve. Why do I need homeowners, condominium, or renter insurance? Insurance can help you with your peace of mind, knowing that in the event of a covered loss, your damaged home will be rebuilt and your destroyed belongings will be replaced. Types of coverages include: Dwellings and other structures. For most of us, our home is the single largest investment we will make. Homeowners insurance provides coverage for damage to your home and other structures on your property such as a shed or detached garage. For townhouse owners, your townhouse and separate structures are covered for almost any type of damages except for a few common exclusions, such as wear and tear, earth movement, flood, nuclear hazard and earthquake. Dwelling Improvements, Alterations, and Additions. Condominium owners are covered for accidental damage to improvements you make in your unit for which your association's policy does not provide coverage, subject to your condo insurance policy limits. Loss assessment. Condominium owners will also receive up to $1,500 for assessments arising from covered damage. This can be used to pay for your share of property damage or injury awards for which your association's policy does not provide coverage. Typically, up to $50,000 is available, but this may vary depending on your policy. Personal Property. Homeowners, condominium, or renters insurance also provides coverage for your household contents and personal belongings. You may think your couch, coffee table, sweaters, shoes, coats, TV, VCR and CD player aren't worth a lot, but those items all add up when you have to replace them. Personal Liability. Finally, in the event someone is injured on your property or you damage property that belongs to others, you could be held legally liable for the injury or damage. A homeowner, condominium or renter policy provides liability coverage and personal property insurance should this ever occur.

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